FAQs

Funding questions, answered

Straightforward answers about how Michelle works, what to expect, and how funding is explored — organized by topic.

Talk With Michelle

Getting Started

Eligibility

Credit

Documents

Funding Amounts

Funding Speed

Repayment

Lines of Credit

Smaller Businesses

Using the Funds

Application Process

Privacy

Working With Michelle

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Funding is subject to approval and provider requirements.

Funding questions, answered

Getting Started

How do I start exploring funding options?

Do I need to know which funding product I want before I reach out?

Is there an obligation to explore options?

Eligibility

Do I qualify for business funding?

Can newer or smaller businesses qualify?

Does Michelle guarantee I'll qualify?

Credit

Will exploring funding affect my credit?

What credit profile do I need?

Does Michelle offer credit repair?

Documents

What documents will I need?

Should I send sensitive financial documents through the contact form?

Funding Amounts

How much funding can I get?

Is there a minimum or maximum?

Funding Speed

How fast can funding happen?

Can I get funding the same day?

Repayment

How does repayment work?

What should I review before accepting an offer?

Lines of Credit

What is a business line of credit?

How is a line of credit different from one-time funding?

Smaller Businesses

Is micro funding right for my small business?

Can independent earners or gig workers apply?

Using the Funds

What can I use business funding for?

Is working capital a specific product?

Application Process

What happens after I apply?

Do I apply once or to each provider separately?

Privacy

How is my information handled?

Will my information be sold?

Working With Michelle

Is Michelle a bank or direct lender?

Does Michelle provide financial advice?

What areas does Michelle serve?

Still have questions?