Smaller Business Funding Options
A distinct path for smaller businesses, earlier-stage businesses where eligible, independent earners where provider rules allow, and businesses with more modest capital needs.
Funding is subject to provider approval and qualification requirements.
Not every business needs a large capital injection
Micro funding may be worth exploring when your business is newer, smaller, or simply doesn't need a larger amount of capital.
A simple starting point
Apply
Tell us a few details about your business.
Review
Michelle reviews your situation and needs.
Explore Options
See whether micro funding may fit.
Move Forward
Compare available options and decide.
Eligibility depends on provider
Each provider sets its own requirements. No approval, amount, rate, term, or timeline is guaranteed.
How much can you get?
Amounts depend on the provider.
Avoid instant-approval promises.
Before you move forward
- What is the total cost of the funding?
- What are the payment frequency and term?
- Are there fees or prepayment penalties?
- Is a personal guarantee required?
Questions about micro funding
Explore micro funding
See what options may be available for your smaller or newer business.
Funding is subject to approval and provider requirements.
Explore Other Funding Paths
Disclosures
- Funding is subject to provider approval and qualification requirements.
- Terms, rates, amounts, and availability vary by provider and applicant.
- Funds With Michelle may connect applicants with third-party funding/service providers. Funds With Michelle does not guarantee approval, rates, terms, or funding amounts.